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Personal Savings​

Save well—live well.

A variety of accounts to help you achieve your dreams.

A good savings plan funds your future. Our options are designed to suit a variety of circumstances and goals.

SAVINGS ACCOUNT​

  • Earn interest that makes your savings grow
  • No service charge for customers under 18
  • Open an account with a suggested opening deposit of just $50
  • Some transactions limited to 6 per calendar month (per federal regulation)
  • Rate is announced when your account is opened and compounds quarterly
  • Minimum balance of $250 to avoid a $5 quarterly service charge
  • $3 fee for every withdrawal in excess of 6 per quarterly statement cycle

PERSONAL MONEY MARKET ACCOUNT

  • Larger balances earn higher rates
  • Interest is earned on the daily balance and compounded monthly
  • No service charge when daily balance exceeds $500 (if daily balance dips below $500, the monthly service charge is a low $5)
  • Tiered rates are set when your account is opened
  • Open an account with a low suggested deposit of just $50
  • $5 fee for every withdrawal in excess of 6 per monthly statement cycle
  • Some transactions limited to 6 per calendar month (per federal regulation)

HEALTH SAVINGS ACCOUNT

  • Helps you control your healthcare costs and taxes
  • Works in combination with a high-deductible health insurance policy
  • Funds are available to help cover qualified, out-of-pocket medical expenses

CERTIFICATES OF DEPOSIT

  • The longer the term, the higher your returns
  • Open an account with just $500
  • Terms from 30 days to five years

Individual Retirement Account

  • Open an account with just $500
  • Interest is compounded quarterly or paid to you as agreed
  • Current rates are available upon request; all rates are subject to change

Let’s start the conversation.

We’re ready to help. Call now, or drop by one of our branches. Numbers and addresses can be found here.

ABA Routing Number: 061220049

Lost or stolen card? Call 1-800-383-8000
 

Guardian Bank

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