Personal Savings

Save well—live well.

A variety of accounts to help you achieve your dreams.

A good savings plan funds your future. Our options are designed to suit a variety of circumstances and goals.

SAVINGS ACCOUNT

Earn interest that makes your savings grow
No service charge for customers under 18
Open an account with a suggested opening deposit of just $50
Some transactions limited to 6 per calendar month (per federal regulation)
Rate is announced when your account is opened and compounds quarterly
Minimum balance of $250 to avoid a $5 quarterly service charge
$3 fee for every withdrawal in excess of 6 per quarterly statement cycle

PERSONAL MONEY MARKET ACCOUNT

Larger balances earn higher rates
Interest is earned on the daily balance and compounded monthly
No service charge when daily balance exceeds $500 (if daily balance dips below $500, the monthly service charge is a low $5)
Tiered rates are set when your account is opened
Open an account with a low suggested deposit of just $50
$5 fee for every withdrawal in excess of 6 per monthly statement cycle
Some transactions limited to 6 per calendar month (per federal regulation)

HEALTH SAVINGS ACCOUNT

Helps you control your healthcare costs and taxes
Works in combination with a high-deductible health insurance policy
Funds are available to help cover qualified, out-of-pocket medical expenses

CERTIFICATES OF DEPOSIT

The longer the term, the higher your returns
Open an account with just $500
Terms from 30 days to five years

Individual Retirement Account

Open an account with just $500
Interest is compounded quarterly or paid to you as agreed
Current rates are available upon request; all rates are subject to change

Let’s start the conversation.

We’re ready to help. Call now, or drop by one of our branches. Numbers and addresses can be found here.

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ABA Routing Number: 061220049

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