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Personal Checking​

For our customers, a choice in checking.​

All our accounts have convenience in common.

Choose an account that suits you. All our account offerings include a wealth of conveniences and benefits as our standard way of saying thank you for your business.

Bank whenever and wherever you wish. Our app for smartphones makes it easy to do typical checking account transactions wherever you and your phone happen to be.

Personal service from convenient ITMs. Our popular Interactive Teller Machines put you in touch with one of our representatives, right there on the screen.

Woman on the beach with phone and credit card.

FREE CHECKING

No fuss or frills, just plenty of convenience.

  • No minimum balance requirement
  • Unlimited check writing
  • No debit or credit fees

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50+ INTEREST CHECKING

A little something extra for our customers 50 and older.

  • Earns interest
  • No minimum balance requirement
  • Unlimited check writing
  • No debit or credit fees
  • Free basic checks

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DIRECT INTEREST CHECKING

If you have direct deposit or automatic payment, we think you should earn interest with that.

  • Earns interest**
  • No minimum balance requirement
  • Unlimited check writing
  • No debit or credit fees

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Premier CHECKING

The more you keep in your account the more you’re rewarded. Our tiered interest plan makes your money work harder for you.

  • $1,000 monthly minimum balance requirement (and a low $8 monthly service charge should the balance fall below $1,000 anytime in the monthly statement cycle)
  • Tiered interest with more interest for higher balances
  • Unlimited check writing
  • No debit or credit fees
  • Free basic checks

Learn More

* Bank rules and regulations apply. Ask us for details. Other fees such as returned items, non-sufficient funds, overdrafts, etc. may apply. See the Miscellaneous Fee Schedule for details.

** A direct deposit or automatic payment is required to be eligible for this account.

Simple accounts. Sophisticated bells and whistles.

(So—not so basic.)

  • Online Banking
  • E-Statements
  • Text Alerts
  • Debit Cards With Security Chips
  • Mobile Banking
  • Online Bill Pay
  • Text Messaging
  • Credit Cards With Security Chips
  • Mobile Deposits
  • Bank-to-Bank Transfers
  • Interactive Teller Machines
  • Quicken and QuickBooks Connectivity

Our switch kit makes moving to Guardian Bank easy.

Click here or drop by one of our locations for personal assistance.

© 2019 Guardian Bank.
All rights reserved. 

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Lost or stolen card? Call 1-800-383-8000
 

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