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Personal Checking​

For our customers, a choice in checking.​

All our accounts have convenience in common.

Choose an account that suits you. All our account offerings include a wealth of conveniences and benefits as our standard way of saying thank you for your business.

Bank whenever and wherever you wish. Our app for smartphones makes it easy to do typical checking account transactions wherever you and your phone happen to be.

Personal service from convenient ITMs. Our popular Interactive Teller Machines put you in touch with one of our representatives, right there on the screen.

FREE CHECKING

No fuss or frills, just plenty of convenience.

  • No minimum balance requirement
  • Unlimited check writing
  • No debit or credit fees
  • Low suggested deposit of $50 to open the account

50+ INTEREST CHECKING

A little something extra for our customers 50 and older.

  • Earns interest
  • No minimum balance requirement
  • Unlimited check writing
  • No debit or credit fees
  • Free basic checks
  • Low suggested deposit of $50 to open the account

DIRECT INTEREST CHECKING

If you have direct deposit or automatic payment, we think you should earn interest with that.

  • Earns interest**
  • No minimum balance requirement
  • Unlimited check writing
  • No debit or credit fees
  • Low suggested deposit of $50 to open the account

DIRECT INTEREST CHECKING

The more you keep in your account the more you’re rewarded. Our tiered interest plan makes your money work harder for you.

  • $1,000 monthly minimum balance requirement (and a low $8 monthly service charge should the balance fall below $1,000 anytime in the monthly statement cycle)
  • Tiered interest with more interest for higher balances
  • Unlimited check writing
  • No debit or credit fees
  • Free basic checks
  • Low suggested deposit of $50 to open the account

* Bank rules and regulations apply. Ask us for details. Other fees such as returned items, non-sufficient funds, overdrafts, etc. may apply. See the Miscellaneous Fee Schedule for details.

** A direct deposit or automatic payment is required to earn interest.

Even our basic accounts come with all these features.

(So—not so basic.)

  • Online Banking
  • E-Statements
  • Text Alerts
  • Debit Cards With Security Chips
  • Mobile Banking
  • Online Bill Pay
  • Text Messaging
  • Credit Cards With Security Chips
  • Mobile Deposits
  • FDIC Insured
  • Interactive Teller Machines
  • Quicken and QuickBooks Connectivity

Our switch kit makes moving to Guardian Bank easy.

Click here or drop by one of our locations for personal assistance.

ABA Routing Number: 061220049

Lost or stolen card? Call 1-800-383-8000
 

Guardian Bank

Please note that by clicking this link, you are leaving the Guardian Bank website. We have no control over the content of third party sites, and this link is provided as a courtesy, not an endorsement.

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