Business Checking​

Choose the checking account that’s best for your business.

We offer a variety of options.

Your business is best served by a checking account tailored to its needs. We offer four types of business checking accounts, so whatever size your business is, or whatever stage, you’ll find one that fits.

Well dressed businessman.

Free Business Checking

Most businesses get everything they need from our most popular account.

  • No minimum balance
  • No monthly service charge
  • Up to 1,000 free transactions per month
  • Up to $10,000 in currency deposits per month, free
  • Up to $10,000 in currency withdrawals per month, free


This offering is designed to meet the needs of local businesses, especially sole proprietors and nonprofits.

  • Earns interest
  • Up to 1,000 free transactions per month
  • Up to $10,000 in currency deposits per month, free
  • Up to $10,000 in currency withdrawals per month, free
  • $1,000 minimum balance to avoid a low monthly service charge of $8


More flexibility for businesses with more complex banking needs.

  • Earnings credit on balances may offset activity fees
  • Low transaction fee of just 15¢ per item
  • $15 monthly service charge
  • Coin and currency deposits and withdrawals are just $1 per $1,000


An interest-earning account for attorneys to hold client funds.

  • Required by state law, interest is paid to State Bar Foundation to fund programs

Credit and debit cards with the latest security features. Our cards incorporate the latest chip technology to prevent fraud.

We have thought of everything to make switching banks painless. We’ll work tirelessly to make your switch uncomplicated and convenient. Call 229-588-7777 or stop by any of our five locations for more information.

Accounts which exceed the free monthly maximum (1,000 transactions and/or $10,000 in monthly coin and currency deposits and withdrawals) may be converted into another checking product.

Even our basic accounts come with all these features.

(So—not so basic.)

  • Online Banking
  • E-Statements
  • Text Alerts
  • Debit Cards With Security Chips
  • Mobile Banking
  • Online Bill Pay
  • Text Messaging
  • Credit Cards With Security Chips
  • Mobile Deposits
  • Bank-to-Bank Transfers
  • Interactive Teller Machines
  • Quicken and QuickBooks Connectivity

Our switch kit makes moving to Guardian Bank easy.

Click here or drop by one of our locations for personal assistance.

ABA Routing Number: 061220049

Lost or stolen card? Call 1-800-383-8000

Guardian Bank

Please note that by clicking this link, you are leaving the Guardian Bank website. We have no control over the content of third party sites, and this link is provided as a courtesy, not an endorsement.

Go Back Continue